Is Renters Insurance Important?
Are you renting an apartment or house? Renters Insurance is available to help you rest easier!
Here, 3 no-brainer reasons why to buy this coverage:
1) Your landlord’s insurance DOESN’T COVER you and your stuff!
It covers just the structure of your place and what your landlord may own inside.
2) As a tenant, you are legally responsible for any damage you cause to any part of your building and for unintentional harm caused to others who live in or visit the property
What if your known faulty toaster oven starts a fire that damages not only your apartment, but the entire complex? You may be held financially responsible for the damage to your unit and the rest of the complex.
What if someone slips or falls in your rental condo? You may have to pay for the injured person’s damages.
Renters Insurance covers these costs for you!
3) Your stuff is covered wherever you are
Who knew, right? So if your phone is picked up from your local coffee shop, or your laptop is stolen from your co-working space – your policy has your back.
Insurance replaces your belongings after a loss due to theft, fire, water damage, other insured perils or extra costs to help you get back on your feet.
It helps also to protect you and your family in the event of a lawsuit!
Talk about peace of mind!